Rate Difference for Mobile Payment vs Card Payment

Last updated: Sep 17, 2026, 1:39 PM

Question

  • Does it cost a guest more to use their credit card instead of a mobile payment?
  • Does it cost more to accept mobile payments like Apple Pay?
  • Are rates different for mobile payments vs. card swipes?

Answer

We keep your payment processing simple and transparent. You are charged the same rate whether your guests:

  • Tap their contactless credit or debit card
  • Use a mobile wallet like Apple Pay® or Google Pay®
  • Insert or swipe their physical card

 

There are no hidden fees or higher costs for accepting modern, convenient payment methods.