Get Help With Error: Insufficient Funds

Last updated: Aug 14, 2026, 9:40 AM

Question

  • What does Insufficient Funds mean?
  • I got the error message Insufficient Funds. How do I fix it?
  • How do I troubleshoot a Insufficient Funds error?
  • Can I disable partial payments or partial authorizations?

Answer

If your receive the error Insufficient Funds on your POS, this means that the card your guest is using to pay for their order does not have enough funds on it to cover the cost of their check. To troubleshoot, the guest can pay with another card or cash, or they can add money to their account and try their card again. 

Partial payments and partial authorizations cannot be disabled in Toast. The guest's card issuer decides whether to approve only part of the check total.