Last updated: Jan 22, 2026, 11:49 AM
How can I receive business insurance for my restaurant?
You could save up to 20% on restaurant-tailored business insurance to help protect your kitchen, restaurant, and staff via Restaurant Insurance powered by NEXT.1
Get a quote in as little as 10 minutes on the Toast platform. You can customize your policies online to help protect your business against your unique risks, or speak to a licensed NEXT Insurance advisor. While other providers often require upfront, yearly payments, Restaurant Insurance powered by NEXT frees up cash flow with monthly billing options.
To get started, select the button above or navigate to Financial products in Toast Web. Then scroll down to Restaurant Insurance powered by NEXT and select Get a quote to begin the process. Restaurant Insurance powered by NEXT leverages your own restaurant's data, so you could save money on business insurance rates.1
If you have questions about your quoting tool results:
If you have an existing policy with NEXT, email their support team at . Toast does not currently offer a Workers' Compensation report.
Insurance policies available through NEXT Insurance ("NEXT"), pursuant to its . Neither Toast Inc., nor any of its affiliates or subsidiaries, sells or underwrites insurance. However, Toast Insurance Services, Inc. ("TIS") maintains various and may receive compensation in connection with policies purchased through NEXT. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Coverage examples are for illustrative purposes only. Your policy documents govern, terms & exclusions apply.
1 Discount only available to Toast Point-of-Sale customers and for policies underwritten by NEXT. Not all applicants may qualify. Individual rates and savings vary based on a variety of factors and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.