Last updated: Jan 23, 2026, 2:35 PM
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How to take cash payments on the POS.
Note: Toast recommends cleaning your card readers every month to ensure successful functionality when swiping cards.
How to take gift cards and alternate payment types on the POS.
You can adjust your gift card settings in Toast Web, including the option to allow guests to tip with a gift card, accepting gift cards as payment for gift card purchases, and allowing gift cards to be discounted. Learn more in the Adjust Your Gift Card Settings section of this Toast Central article, .
Prepaid credit cards, such as Visa gift cards, can be used as payment in the Toast POS system. In some ways, prepaid credit cards are similar to traditional credit cards:
Prepaid credit cards have a limited available balance and each purchase deducts money from that balance. As a result, you need to be aware of the following processing differences.
If you apply a prepaid credit card to a guest's check that has less available value than the total due, the Toast POS system performs a partial authorization. A screen will show that there are insufficient funds on the card and there will be a prompt to Pay Remaining Balance.
Note: If the available credit on a traditional credit card is less than the amount of the check, that card is declined. The guest must provide some other form(s) of payment for the check.
After all the funds are deducted from a prepaid credit card, no additional amounts are authorized. For example, if a tip adjustment exceeds the available balance on a prepaid credit card, the card provider will not pay the additional tip amount. Additionally, prepaid cards often cannot have money added back onto them, so they cannot process a voided payment or refund. In this case, you may have to refund a customer in cash or through another payment method.
Using Apple Pay, Google Pay, and Samsung Pay with Toast is simple and requires no additional setup. These payments are accepted on Toast Go® 2, Toast Go® 3, and Toast Tap® (on-counter or direct-attach).
These mobile wallet payments are not accepted on Toast Go® 1 and the Toast tablet (POS), because these devices use Magtek eDynamo, which does not support Near Field Communications required to read mobile wallets.
Want to learn more about Toast Tap™? Check out these resources:
Toast can support an unlimited number of additional and alternative payment options (non-cash/non-credit) to be accepted by your restaurant. Popular options include third-party order & delivery sites like GrubHub and Eat24, coupon and deal sites like Groupon and LivingSocial, and paper gift certificates. Learn more about setting up alternative payment options in the article.
Here is how you apply other payment types to a check:
To learn how to split checks, check out this article: .
Payment options are configured in Toast Web on the Payment options page (Payments > Payment options > Payment methods). Learn more in this Toast Central article: .
If your terminal isn't accepting payments, this may be caused by having Fast Processing enabled. You can disable this mode by navigating to Payments > Payment Options; if Fast Processing is enabled, change this option to Yes, Offline Mode, then be sure to Save and Publish your changes.
If that doesn't work, ensure your terminal's wifi is off by following these steps:
If you wish to disable advertisements that are on the bottom of your guest receipts, please contact so we may assist you further.